Landlords insurance

Landlords insurance

We are an insurance brokers based in Southend-On-Sea specialising in landlords insurance for buy to let properties in the UK. As a broker we can search a panel of insurers on your behalf in a matter of seconds so rather than having to spend hours of your own time looking for the best quote you can leave it in our hands and we will provide you with a competitive priced comprehensive insurance policy for landlords.

  • Landlords insurance
  • Landlords insurance quote

When arranging your landlords insurance you will need to consider what type of cover you require, for example you may only want to insure the buildings, contents or a fully comprehensive policy covering each of these. When insuring the buy to let building you will need to know the rebuild of the value, you must be sure to insure the property for the rebuilding value and not the sale price which is usually higher(although not always).

Landlords insurance quote

Sometimes you will find that landlords insurance is referred to as buy to let insurance, although these terms usually both refer to the same type of policy. The benefit of using a broker is that they have access to a wide range of different insurers and can negotiate a premium with an insurer to make sure you obtain a competitive quotation with the high level of cover you'd expect as a landlord for your insurance in the UK.

Many landlords do not realise that a standard household policy will usually not provide any cover once a property starts being let out, this can often leave a property unintentially uninsured which as you can imagine has the potential for huge financial losses should the unexpected occur. Whether you require landlords buildings insurance or landlords contents insurance you will need to make sure the policy is specifically for properties let out, even if your standard household policy does provide cover then its likely it wont include cover such as property owners liability which is essential to protect yourself against any claims the tenant makes against you for an injury they receive within the property and hold you liable for, for example if they were to fall down the stairs which they feel were faulty and you were responsible for. Usually a landlords insurance policy would include this cover as standard and may provide some form of legal protection. Before proceeding with a landlords insurance quote we recommend that you carefully read the quotation details and keyfacts for the insurer to make sure the cover fully meets your requirements.
Landlords insurance