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Landlords buildings insuranceWhy do I need landlords buildings insurance?If you own a property, or have any financial interest in a property, and the property is being let out then you can appreciate the risks involved from potential accidents and acts of nature that could damage your asset. This would obviously leave you financially out of pocket showing it is vital to have the appropriate cover in place.The most common part of any landlords insurance policy is cover for the buildings. The term building refers to the property itself, fixtures, fittings, outbuildings, garages, greenhouses, walls and fences. This definition does differ from company to company so it is important to check this before you proceed with cover. Examples of incidents that can occur are things like a fire at the property that causes the property to burn down. Another is a flood in the area causing severe water damage to your property. A standard landlords buildings insurance policy would cover you for such perils. |
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